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HAS NEVER

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Life Insurance Has Changed!
  • It’s cheaper! Lincoln, Pacific Life, Transamerica, Protective and other highly rated companies have recently lowered their rates to all time lows.
  • You don’t have to die! Today’s life insurance can pay YOU if you have a heart attack, stroke, cancer or other qualifying illness.
  • It’s convenient! No medical exams for up to $2,000,000 in coverage.
  • ​It’s FAST and EASY! You can run your own quote and apply online in just minutes.
  • Cash Back Option! Some polices will return all of your payments if you don’t die.
RUN YOUR QUOTE
Quickly and easily
find the coverage that
is right for you!  
APPLY ONLINE
Complete the online
application, its fast
and easy.
PEACE OF MIND
Once approved, sleep well at night knowing you are and your loved ones are protected.

Life Insurance is Easy, Fast and Affordable!

See How Fast These Actual Policies Were Issued

David
Age 55

$200,000
Term with 
Living Benefits

$186 per month.
Applied on the 10th.  Policy was approved and issued on the same day.

Christy
Age 35

$1,000,000
20 Year Term

$28 per month.
Applied on the 5th.  Policy was approved and issued on 
the 25th.

Lisa
Age 57

$249,000
Term with 
Living Benefits

$192 per month.
Applied on the 24th.  Policy was approved and issued on the same day.

Adam
Age 56

$2,000,000
30 Year Term

$10,930 per year.
Applied on the 10th.  Policy was approved and issued on the 28th.

You're only a few steps away from finding out how much you can save

LIFE INSURANCE Has Changed! 

It does a lot more to help protect you and your family’s future. When life insurance was invented, way back in the 1600s, it was designed to do one thing: Pay a death benefit to a primary income earners’ family when his or her life is over. Today, term with living benefits can pay the insured while he lives, in case he has cancer, a heart attack or stroke. It can even payout on chronic conditions like long term care needs.

Living benefit life insurance provides families more than just money when they need it most, it allows them to keep their dignity and control of their own decisions in the most trying moments of their lives.

Learn More about Living Benefits by watching these videos

"Living Benefits are designed to help protect your families quality of life from the financial affects of an unexpected injury or illness"

"We were able to pay our medical bills, stay on top of our mortgage plus keep up with our regular bills, all while I recovered at home"

"Benefits while you're still living can be used to help with medical bills, living expenses or tuition costs... since you don't have to die to receive these benefits"

Living Benefits - protection when it matters most
Getting sick isn’t something anyone wants to think about, but life happens. Take a look at the following examples to see how Term with Living Benefits may help you and your family in challenging times.
Robert, a 35 year old father of two young children and a successful executive, wanted to make sure his children would be secure should something unexpected happen to him. He purchased a 30 year term with Living Benefts policy in the amount of $1 million. The premium payments were under $96 per month and fit in his budget.

Unfortunately, at age 60, Robert had a severe heart attack. He was able to accelerate a portion of his death benefit right away, and received a tax-free lump sum of over $620,000. Robert can use his proceeds anyway he wants – pay medical bills, pay off the mortgage or even fund his children’s education. He’s thankful he still has a portion of his death benefit left for his children, should he pass away too soon.
Susan, a 45 year old successful Realtor, with a husband and two children, wanted to make sure her family was taken care of in case anything unexpected should happen to her. She purchased a 20 year term with Living Benefits policy with a $500,000 death benefit. She couldn’t believe the premium payments were under $69 per month. 

Ten years later, Susan was diagnosed with cancer. That qualifying event, gave her tax free access to a lump sum of over $307,000.
Jason was 55 years old when he purchased a $1,000,000 term with Living Benefits policy. At his age, he was surprised that the 20 year policy only cost $325 per month. 15 years later, Jason had a severe stroke. 

Because a stroke is a qualifying event, like cancer or a heart attack, he was able to receive tax free over $700,000 in a lump sum. Instead of worrying about his finances, Jason was able to focus on his recovery.
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What you need to know about Social Security.
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120 pg. guide to understanding Medicare and all your options.
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Term, whole life and other options.  A need to know guide.
Social Security
What you need to know about Social Security.
Surviving Cancer
A toolkit for life after a 
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Guide to Medicare
120 pg. guide to understanding Medicare and all your options.
Understanding Life Insurance
Term, whole life and other options.  A need to know guide.

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